\begin{table}[htbp]\centering
\def\sym#1{\ifmmode^{#1}\else\(^{#1}\)\fi}
\caption{Effect on Formal, Informal, and Total Money Borrowed in the Last 6 Months\label{endline\_moneyborrowed}}
\begin{tabular}{l*{8}{c}}
\toprule
                    &\multicolumn{1}{c}{(1)}&\multicolumn{1}{c}{(2)}&\multicolumn{1}{c}{(3)}&\multicolumn{1}{c}{(4)}&\multicolumn{1}{c}{(5)}&\multicolumn{1}{c}{(6)}&\multicolumn{1}{c}{(7)}&\multicolumn{1}{c}{(8)}\\
                    &\multicolumn{1}{c}{Formal money borrowed}&\multicolumn{1}{c}{Formal money borrowed}&\multicolumn{1}{c}{Informal money borrowed}&\multicolumn{1}{c}{Informal money borrowed}&\multicolumn{1}{c}{Money borrowed}&\multicolumn{1}{c}{Money borrowed}&\multicolumn{1}{c}{Formal minus informal}&\multicolumn{1}{c}{Formal minus informal}\\
\midrule
Pooled              &          46         &                     &          -7         &                     &          40         &                     &          53         &                     \\
                    &        (32)         &                     &        (12)         &                     &        (34)         &                     &        (35)         &                     \\\addlinespace
Secured             &                     &          57         &                     &         -19         &                     &          38         &                     &          76\sym{*}  \\
                    &                     &        (41)         &                     &        (15)         &                     &        (44)         &                     &        (44)         \\\addlinespace
Surprise Unsecured  &                     &          52         &                     &          -7         &                     &          45         &                     &          59         \\
                    &                     &        (37)         &                     &        (14)         &                     &        (39)         &                     &        (40)         \\\addlinespace
Unsecured           &                     &          35         &                     &           1         &                     &          35         &                     &          34         \\
                    &                     &        (37)         &                     &        (14)         &                     &        (39)         &                     &        (39)         \\\addlinespace
Constant            &         169\sym{***}&         169\sym{***}&          87\sym{***}&          87\sym{***}&         256\sym{***}&         256\sym{***}&          82\sym{***}&          82\sym{***}\\
                    &        (29)         &        (29)         &        (11)         &        (11)         &        (31)         &        (31)         &        (31)         &        (31)         \\
\midrule
Observations        &        1868         &        1868         &        1868         &        1868         &        1868         &        1868         &        1868         &        1868         \\
\bottomrule
\end{tabular}
\end{table}
